In 2012, there were 18.7 million HMDA records from 7,400 financial institutions. It’s a view of the mortgage market, an important part of the American economy.
Application and loan volumes increased as most local mortgage markets improved in 2012.
1These data represent first-lien, owner-occupied and 1-4 family homes (including manufactured housing).
Number of applications & originations by loan purpose
What’s the strength of the mortgage market near you? One important metric is the number of applications and actual mortgage loans (originations) over time.
2These data represent first-lien, owner-occupied and 1-4 family homes (including manufactured housing).
A Metropolitan Statistical Area (MSA) is a region with relatively high population density at its core (usually a single large city) and close economic ties throughout. Some larger MSAs are divided into Metropolitan Divisions (MDs).
Home purchases
Home improvements
Refinancing
Percent of home purchases by loan type
Many loans are insured or guaranteed by government programs offered by the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the Department of Agriculture’s Rural Housing Service or Farm Service Agency (RHS/FSA). All other loans are classified as Conventional.
3These data represent first-lien home purchases of owner-occupied, 1-4 family homes (including manufactured housing).
A Metropolitan Statistical Area (MSA) is a region with relatively high population density at its core (usually a single large city) and close economic ties throughout. Some larger MSAs are divided into Metropolitan Divisions (MDs).
Loan Type
Conventional
FHA
VA
RHS/FSA
Conventional
FHA
VA
RHS/FSA
Get the data
Find what you want
Filters
Interested in learning about specific mortgage trends in a location, among a community, or with a certain type of loan? Filter your search results to get just the data you need. You can also download the filtered HMDA data in different formats.
Need more insight? Use your specific search filter to create unique aggregate views called summary tables. These allow you to gain statistical insight into concepts such as applicant race, average income, and more.
You can create a summary table based on your custom data set once you've filtered to the results you want.
Develop your own tools
Make stuff
Under the hood, the HMDA data is stored and served by Qu, a public API for serving the CFPB's public data sets. Qu is open source software, and we encourage you to contribute to the project on GitHub, or use it to bring CFPB's data into your own applications and visualizations!
